1. Help Centre
  2. Pre-claim questions

Why choose AX and not my insurer?

By choosing AX to manage your claim, you benefit from the following:

  • A replacement vehicle comparable to your own (not just what, if any, vehicle the repairer has available)
  • You can choose your repairer – increasingly important with modern cars being so complex  

  • We deal with all aspects of the claim on your behalf – so you can get on with your life and just return our car when you collect your own

  • We can help you get advice if you or your passengers are injured in the accident or have other recoverable losses due to the accident

  • Your No Claims Bonus (NCB) will not be affected if your insurer does not have to pay for anything