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  2. My Insurer and Fault Party’s Insurer (TPI)

Do I have to pay my excess?

If AX is dealing with your non-fault claim and arranging the repair, you will not have to pay an excess towards your repair costs.

If you make a claim on your own policy for repairs, it is likely you will have to pay an excess, however we can look to recover the cost of this excess on your behalf - please see our information on uninsured losses.

Please check with your insurer to confirm the amount of the excess.