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  2. My Insurer and Fault Party’s Insurer (TPI)

Do I have to let my insurer know I have been in an accident? Will it affect my policy?

It is very likely to be a condition of your policy that you to notify your insurer of any accident you have been involved in - regardless of fault. We cannot advise you on any effect on your policy/premium, you will need to speak to them directly.  Please check your policy and take appropriate action based on any specified conditions.